Home Affordability Calculator

Discover how much home you can afford based on your income, existing obligations, and down payment

₹1.0L
₹0
₹10.0L
10.5% p.a.
20 years

Income after existing EMI: ₹1.0L

Recommended max EMI (35% of income): ₹35,000

Ready to Calculate

Adjust the sliders to see how much home you can afford based on your financial situation

💡How We Calculate Your Affordability

Safe Budget (25%)

Conservative approach where your EMI is only 25% of your income, leaving maximum funds for savings and emergencies.

Recommended (35%)

Balanced approach recommended by financial experts. Your EMI is 35% of income, providing comfortable living with good savings.

Maximum (50%)

Maximum affordability where EMI is 50% of income. Requires careful budgeting but allows for higher property value.