Home Affordability Calculator

Discover how much home you can afford based on your income, existing obligations, and down payment

NPR 100,000
NPR 0
NPR 1,000,000
10.5% p.a.
20 years

Income after existing EMI: NPR 100,000

Recommended max EMI (35% of income): NPR 35,000

Ready to Calculate

Adjust the sliders to see how much home you can afford based on your financial situation

💡How We Calculate Your Affordability

Safe Budget (25%)

Conservative approach where your EMI is only 25% of your income, leaving maximum funds for savings and emergencies.

Recommended (35%)

Balanced approach recommended by financial experts. Your EMI is 35% of income, providing comfortable living with good savings.

Maximum (50%)

Maximum affordability where EMI is 50% of income. Requires careful budgeting but allows for higher property value.